Make Your Property Purchase Work Harder for You

At Currency Partners, we believe your money should always be working to your advantage. That’s why our Bank Guarantee service offers a smarter way to handle your deposit when buying property, keeping your funds invested and earning higher returns, without slowing down your transaction.

The Challenge with Trust Accounts

When buying property, your deposit usually sits in the attorney’s trust account until transfer is complete. These accounts earn just 3-4% interest, which a modest return, especially when large sums are involved.

The Smarter Alternative

With our Bank Guarantee, your deposit remains invested with Currency Partners at around 6.1% interest. Meanwhile, the guarantee provides your seller and attorney with the security they need to proceed.

Real Example

Michael and Sarah purchased a R10 million home:

• In a trust account: R87,500 earned in three months at 3.5%.
• With a Bank Guarantee: R152,500 earned in three months at 6.1%.

That’s an additional R65,000, which is now money that could go towards renovations, furniture, or growing their savings.

Simple & Secure Process

To set up a Bank Guarantee, we’ll need:

• An instruction from the attorney
• A signed Offer to Purchase
• Confirmation of marital status

Once the funds clear in our Investec Settlement Account, we open a Call Account and issue the guarantee within 3–5 working days.

Unlocking More Value

Buying property is one of the largest investments most people make. With Currency Partners, you can ensure your money continues to grow while your purchase progresses turning a routine transaction into a financial advantage.

Make Every Rand Count

Your property purchase shouldn’t put your money on pause. With Currency Partners’ Bank Guarantee, you gain peace of mind, secure your transaction, and ensure your funds continue to work harder for you.

Don’t settle for less return on your deposit, contact us today to get started with your Bank Guarantee and maximise the value of your property deposit. To speak to an expert in our specialist Property team, email enquiries@currencypartners.co.za or call us on +27 21 203 0081.